Start 2019 off strong with these questions for making an aging plan

More and more, people are finding themselves without someone in their lives to help them if they’re facing a sudden illness or injury. Additionally, more people are living alone, are divorced or widowed, or have no children, no local children, or no children who are able to help.

Plus, even if you do currently have a helper in your life like a partner, spouse, adult child, or close friend, that person might not be available when needed. The reality is that no matter your situation, you need a plan for your aging.

Given that January is a natural clean slate, use this time to reflect on where you are in planning for your successful aging, and what you need to do next.

Not sure where to begin? Start with these questions.

• The “Stay or Move” decision. What services or planning do you need to age in your home? Do you need to renovate? Should you make a move? Would you consider moving to a Continuing Care Retirement Community or assisted living?
• Financial planning: Can you afford care if you need it? What sources of funding are available to you? Do you have (or need) long term care insurance?
• Legal planning: Do you have an Advance Directive? A Financial Power of Attorney (POA)? Does someone have a list of your user names and passwords to online accounts?
• Building your network: Do you have a legal decision-maker? Can you identify someone to come to the hospital to be your communicator advocate? Have you researched services like Care Management or tapped into your local Village? Would you benefit from a consultation with an expert?

Once you know what questions you have answers to—and more importantly, what questions you still need to answer—you’ll have a better understanding on where you need to put your efforts for 2019.

And, if you’re unsure how to answer some of these questions, know that Iona can help with classes, consultations, and care management. Contact us today at (202) 895-9448 to schedule a consultation or speak with a Helpline specialist for information and referrals.